
Occasionally, Arizona law requires insurance companies to submit documents as part of a filing that the insurer believes are proprietary, contain trade secrets, or are otherwise confidential. The documents contained in form and rate filings are public information with a few exceptions. DIFI’s decisions related to filings are based upon laws and regulations. Insurance filings can be complex and technical in nature, and may be difficult to understand.

Rule filings contain the insurer’s guidelines for determining eligibility (underwriting) of a risk and other factors that determine how a risk will be rated and the premium charged.Form filings contain the insurance policy and related documents to be issued to a buying customer.Rate filings contain the rates that insurers use to calculate the insurance premiums charged to customers.SFA (accessible using the button at the bottom of this page) is a web site that allows the general public to view form, rate, rule, and health plan binder filings that insurance companies submitted to the Arizona Department of Insurance and Financial Institutions (DIFI) in an electronic format, through the System for Electronic Rate and Form Filing ("SERFF"). Arizona Property and Casualty Insurance Guaranty Fund FAQs.Arizona Life and Disability Insurance FAQs.Real Estate Appraisal & Property Tax Agent.Consumer Loan Standard Rate of Charge Report.File A Complaint Against an Insurance Entity.File A Complaint Against a Financial Institution or Enterprise.

File A Complaint Against an Appraiser, AMC or Property Tax Agent.
